Rȏbinhood®Log In

Logging into your Robinhood account is an easy and straightforward process that can be completed in just a few simple steps. Robinhood is an online stock trading platform that helps you buy, sell, and

ROBINHOOD login

Robinhood charges $5 a month for its Gold program, which offers research on about 1,700 companies from Morningstar, Nasdaq Level II quotes, higher interest on your cash balance and margin loans at a lower cost than its standard rate.

The subscription price includes the interest on your first $1,000 in borrowing, and subsequent amounts are charged at an annual rate that depends on the fed funds rate. So as that rate rises and falls, the cost of margin interest will, too. The broker charges loan interest to your account every 30 days. If you don’t have cash in the account to pay the monthly fee, it’s rolled into your margin balance. Potential borrowers should note that any margin account must have at least $2,000 in it, per industry rules.

With Gold, you’ll have access to a higher level of instant transfers, up to the value of your portfolio, starting at $5,000 up to a maximum of $50,000. So you can quickly move funds into your account, beyond even the basic $1,000 available to everyone.

FRACTIONAL SHARES

Robinhood is great for fractional shares, whether you want to buy or reinvest your dividends. You’ll be able to place a trade with as little as $1, and you can buy as little as one-millionth of a share. Robinhood also extends this program to stocks that may not be featured in partial-share programs at other brokers. Most stocks trading above $1 per share and with a capitalization of $25 million are included in the program. Robinhood’s program helps you get all your money into the market rather than having to save up enough to buy that high-priced tech stock.

CASH INTEREST

Now that interest rates have risen again, Robinhood has upped its game when it comes to paying interest on unused balances in your account. Any customer can get the standard rate on their account, but those who up their account to Robinhood Gold can get a much better rate.

With interest rates moving around so quickly, we haven’t included Robinhood’s rates here, but be sure that the rate offered by Robinhood Gold is among the highest being paid by financial firms. But because the interest rate here depends on the fed funds rate, it will also move down when the nation’s central bank lowers rates.

IRA MATCHING

Robinhood recently introduced what it calls IRA matching to go with its also recently introduced IRA. The move was a new foray for Robinhood, which offered only an individual taxable account up until now. Now with access to a traditional IRA or Roth IRA, customers can invest for their golden years at Robinhood, too. And the company is offering a match as a bonus incentive.

Here’s how the matching works. Robinhood will give you an additional one percent for every dollar you contribute to your IRA. This amount is available to invest immediately and it doesn’t count toward your annual contribution limit, either. However, to avoid an early IRA match removal fee, you’ll have to keep the money in the IRA for at least five from when you add it.